Reclaiming bank charges from an existing or an account that had been closed down was once an easy task. You only threatened the bank with a court suit or telling them that you would take them to the ombudsman and they easily complied with your demands. However, it has now become a hard thing to […]
With all the research on marketing techniques, supermarkets can be a dangerous zone to rob you of your precious money. The perfectly seductive environment created in the supermarket is depicted by the warm bakery smell, the perfect enticement such as candy and magazines placed at the cash counter, placement of necessary items at the far […]
It is needless to say that when most of us happen to count their wealth, the home forms a huge proportion of the total. It is unfortunate, however, that when a time comes for us to dispose off this valuable possession, solicitors and real estate managers pocket large percentage of the revenue accruing from the […]
Is it possible to lower my council tax band? If you are asking yourself this question and you live in Scotland or England the answer is a big yes. You can easily do so in a very short time and for free. You pay reduced council tax band rates and believe it or not your […]
The European Health Insurance Card (EHIC) is free of charge to receive and covers a wide range of medical issues. Medical care is typically free or at the very least at a discounted rate when you present the EHIC. With such great benefits for such little effort everyone should have an EHIC, However only around […]
Reclaiming unused phone credits can be a cumbersome experience if one does not know the proper way to do it. According to the rules and guidelines all the telecom companies are supposed to pay refund to their customers but in reality only few telecom service providers like Orange, BT etc. give back the unused credit […]
Mobile roaming is simply using a mobile phone abroad. It can be very expensive because calls have to be rerouted to an overseas network instead of coming directly through the local network. Here are some guidelines on how to save money when you are mobile roaming. 1. Receiving texts is usually free of charge but […]
Even with almost all of the people struggling over debt pay off, the pressure is still high on personal finance. The debtors may be trying out the different debt pay off options, but very few know the tricks, of how they can save money on the debt payments. The main problem is with regards to […]
The agricultural sector has had more than its fair share of struggles in recent times. Fluctuating food prices, poor harvests and pressure from supermarkets have made it very difficult for farmers to make ends meet, meaning that other important issues such as sky-high energy bills are often put to one side to meet those challenges. […]