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Q: What version of the Excel
or Quattro Pro do I need?
A: The software is compatable with the 95, 97, 2000, and
more recent versions of Excel and Quattro Pro.
Q: What if I download the
software and it doesn't work on my computer?
A: You can do one of two things, go to www.microsoft.com
or www.corell.com and get a more recent version of Excel or Quattro
Pro (1995 or later), or you can email us for a refund. However,
most computers do come with some type of spreadsheet program, usually
Microsoft Spreadsheets (usually those with Microsoft Works have
Spreadsheets as well). If you have this spreadsheets program, then
you can open the program up onto your computer, then open the software
up from within Spreadsheets. You do this by clicking "File"
then "Open." Then the software should open up correctly
for you. In order to do this, you must first save the software onto
your computer upon receiving it, then open it from within Spreadsheets.
Retirement
Calculator Questions
Q: What is the difference
between the this retirement calculator to others out there on the
Internet?
A: While other calculators just multiply your savings by
an average rate of return, this advanced software actually simulates
the real investment market each year until you retire. Using statistical
techniques, the software generates market returns-some years' returns
will be good, while in other years the returns can be negative,
just like real life.
Q: What if my computer seems
to get stuck calculating the cells?
A: Hit the escape key and it should stop. We suggest that
you open the Tools/Options menu, click the Calculation tab, and
select Automatic except tables. This will prevent Excel from rerunning
the simulation everytime you enter a different cell.
Q: How do I run the simulation?
A: Hit the F9 key on your computer. This will cause Excel
to begin simulating random returns over your working life. It is
necessary to hit F9 before continuing to ensure all of the calculations
have been made. Depending on the speed of your computer, this process
may take many minutes (it makes up to 75,000 calculations!) Be patient;
if the mouse pointer is an hourglass or if the status bar in the
lower left corner says "Calculating Cells: 100%" it is
still simulating. If outrageous results are returned, like an expected
value in the billions or trillions when you really shouldn't have
that much, there was a random fluke in the simulation and you need
to rerun it by pressing F9 again.
Q: How did you come up with
the returns rates?
A: The rates of return corresponding to each asset class
are based on historical averages and can be seen on the Returns
Table tab.
General
Spreadsheet Questions
Q: What do I do if I'm having
difficulty with the software?
A: When you open the software, you can click on the first
tab that gives instructions, tips, and explanations for each category.
The answer you are looking for may be there, and if it's not, you
can email us to ask any questions.
Q: If I try to print the
spreadsheet and it doesn't come out on my page right?
A: The software sheets have been set up to print on one page
per month. If you'd like the print to be larger, then click on "File"
then "Page setup". Then click on the buttom "Adjust
to..." so that the "Fit to page" buttom is not selected.
Then you can adjust it to print larger if you'd like. You can also
change around the margins in this area so that the data will fit
better on your pages. To do this, click on the Margins tab to change
them. You can preview what it would look like if you click File.
Then click Print Preview. If it looks the way you want, click Print.
If the clarity of the printed page isnt very good (especially
in the gray cells), you should print it in a higher quality version.
You can do this by clicking File, then Print, then Properties. And
within that area, you should be able to change around the settings
for your printer to make it come out clearer.
Q: What if I input my information
and there is a bunch of number signs (#######) in the cell?
A: The cell width needs to be widened. It should do this
automatically, but if it doesnt, then you can do it manually
by putting your mouse between the letters at the top of the spreadsheet
and moving the line out. For example, if you want to make column
B wider, then put your mouse on the line between column B and C
and move it to the right and the number signs should become actual
numbers and it should be fixed.

LEARN
MORE ABOUT THE RETIREMENT CALCULATOR
- Learn
more about the main features in our OVERVIEW
area
- See
how the software works in the DEMO - DETAILS
section
- Check
out the FREE software that you get with
your purchase
- See
the GRAPHS & CHARTS that will show
your finances visually
- Read
what others are saying in the REVIEWS
section
- Are
you convinced? BUY
NOW
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